Monday, July 25, 2011

Republican Leaders vs. Republican Voters

Many Republican middle-income voters do not fully realize that their representatives in Washington are actually working against their best interests. They imagine that their congressmen are fighting to reduce the size and cost of government and to keep taxes down. What they don’t seem to know is that their representatives are actually fighting for big businesses and very wealthy people.

Let’s start with the current fight over raising the debt limit. Although the Republicans in Congress are demanding deep cuts in spending in return for a rise in the debt limit, they refuse to allow any increase in taxes. The problem is, the only increase in taxes demanded by the Democrats is a restoration of the tax rates for very wealthy people that existed under the Clinton Administration. Ordinary middle-income Republicans would not be hurt by restoring the old tax rates on billionaires. The Bush tax cuts for the wealthy were one of the main causes of our current deficits. Surely the restoration of the previous tax rates will not impoverish wealthy people. But Republican legislators are loathe to restore the old tax rates because it is the billionaires who contribute so much to their coffers.

Consider the new Consumer Financial Protection Bureau (CFPB) created under the Dodd–Frank Wall Street Reform and Consumer Protection Act. The purpose of the Bureau is to protect ordinary American consumers from dubious and deceptive financial behavior by banks, credit card companies, stockbrokers, and other financial powers. The Act will protect against abuses by predatory mortgage lenders, credit card companies, credit rating services, and payday loan companies. The Republicans fought mightily against creation of the CFPB, and are now fighting to prevent it from exercising any jurisdiction over the Republicans’ beloved multi-billion dollar financial titans. They have refused to approve the appointment of Elizabeth Warren, a strong consumer advocate, to head the CFPB, and have signaled that they will oppose the appointment of former Ohio Attorney General Richard Cordray, an honest and effective administrator, for the post. In other words, they want to prevent any regulation of those in the financial industry who would happily defraud ordinary Americans of their money.

Many Republicans expressed anger at the enactment of the Patient Protection and Affordable Care Act (PPACA), (derisively called “Obamacare”). What few seem to realize is that that law will help not only working poor people who have gone without health insurance, but also millions of ordinary middle-income Americans. The law will create insurance exchanges that will make the cost of health insurance significantly lower for ordinary people. It will prevent insurers from refusing coverage on account of prior existing conditions. It will eliminate the “doughnut hole” which all seniors must endure after they reach a certain cap in payments. It will allow the coverage of children up until age 26 on parents’ policies. It will eliminate the annual caps on coverage provided in most health insurance policies. These and many other provisions benefit all middle-income people, not just the wealthy, or Democrats, or the government. The main opposition to such provisions comes from the insurance industry which sees those provisions cutting into its profits.

Somehow, the Republicans in Congress have gotten ordinary Republican voters worked-up against climate change legislation, particularly the “Cap-and-Trade” bills proposed by the Democrats. It is as if such laws would somehow harm the welfare of ordinary people. Even many top Republicans now admit that global warming is an established fact and that the human emission of greenhouse gasses is one of the major causes of this phenomenon. There is now almost unanimous agreement among climate scientists that continuation of this process will have disastrous effects on the Earth in the coming years if nothing is done to curb greenhouse gas emissions. These effects will include, among many other things, melting icecaps with massive flooding of coastline cities and islands, and dramatic changes in weather patterns with adverse effect on agriculture and ordinary living conditions. These catastrophes will have a terrible impact on ordinary Americans. So why are the Republicans so adverse to climate change legislation?

The answer is not that such legislation will cause higher taxes, higher fuel bills, or more discomfort to middle-income Americans. The reason for Republican opposition to climate change legislation is that it will cost more for giant utilities, coal and oil companies, and manufacturers. These fabulously wealthy businesses are run by the fat cats who pour-out the money for Republican politicians. Those politicians are not thinking about ordinary Republican voters. They are thinking about the billionaires who supply them with the money to run election campaigns.

If you look at many of the main financial issues between Democrats and Republicans you will realize that Republicans furiously oppose the enactment of laws that will protect consumers against the abuses of big business. If ordinary Republicans and Independents really care about their own welfare and their pocketbooks, they should look closely at the actions of their representatives in Congress and question whether those actions are really for the benefit of the middle class.

Tuesday, July 12, 2011

Debt Limit and the Republicans

It seems almost unbelievable, but there is a chance that the Congress will refuse to raise the debt limit of the United States and the nation will go into default. The reason for this could be that the Republicans are simply unwilling to restore the tax rates previously placed on extremely wealthy people. In addition, there are many of the Tea Party Republicans who simply want the default to occur. Even though we have been warned that default could destroy the economy, these people believe that it would also destroy the Administration of President Obama. They are filled with hate for our biracial president, and are willing to bring on an economic catastrophe in order to unseat him.

The Republicans are playing a dangerous game of Chicken. The debt limit is basically the maximum amount of money that the U.S. can borrow at any one time. Because of the deficit spending during the Administration of George W. Bush, the nation has already spent more than the amount of the debt limit. Thus, it is not a question of more spending. It is a question of paying for things that have already been bought. Among the things causing this problem are the costs of two wars, the Medicare Part D Drug Program, and the huge tax cuts for the wealthy granted by Bush and the Republicans.

Few People realize that we have already gone past the date when the debt limit should have been raised, and that the U.S. Treasury has been able to function only by juggling the books and using certain pension and other funds in order to keep the government running. It will no longer be able to do that after August 2. If the Congress does not raise the debt limit by that date we are in for economic catastrophe. But we should not wait until then. Each day that the Congress delays in approving a rise in the debt limit, the crisis becomes more severe and the damage to America’s credit grows.

Back in January, Treasury Secretary Geithner warned lawmakers that the national debt could hit the legal limit on borrowing as soon as March 31, 2011, and he urged quick action to avoid a government default that would spark "catastrophic economic consequences that would last for decades." He said that unless Congress acts to raise the limit, the United States will default on its debt, an unprecedented event that could destroy "millions of American jobs," cause interest rates to spike, damage the dollar, and halt payments to millions of Social Security recipients, veterans, and active U.S. troops.

It is sad to think that partisan politics in America has arrived at the point where members of one major party are so filled with hatred for the government that they are willing to destroy the economy of the nation rather than allow the government to run smoothly. The Congress has never failed to raise the debt limit when needed. During the last Bush Administration, Congress raised the debt limit four times. It is simply unthinkable that it would fail to do so this time.

Nobel Prize laureate Paul Krugman advises that “If we hit the debt ceiling, the government will be forced to stop paying roughly a third of its bills, because that’s the share of spending currently financed by borrowing. So will it stop sending out Social Security checks? Will it stop paying doctors and hospitals that treat Medicare patients? Will it stop paying the contractors supplying fuel and munitions to our military? Or will it stop paying interest on the debt?... At least one, and probably several, of these components will face payment stoppages if federal borrowing is cut off.”

According to Matthew E. Zames, a managing director at JPMorgan Chase and the chairman of the Treasury Borrowing Advisory Committee, any delay in making an interest or principal payment by Treasury even for a very short period of time could trigger another catastrophic financial crisis. Mr. Zames notes that a default by the U.S. Treasury, or even an extended delay in raising the debt ceiling, could lead to a downgrade of the U.S. sovereign credit rating. The resulting financial crisis could trigger a run on money market funds and economic collapse.

The Republicans have a right to demand that there be spending cuts to counterbalance any rise in the debt limit. But their demands are outragous and amount to blackmail and extortion. Now they are demanding that the President reduce the deficit by repealing much of our social legislation. Many of them want the Democrats to agree to repeal the Patient Protection and Affordable Care Act of 2010. They want to eliminate certain departments of government. They want the government to adopt the Ryan budget which eliminates Medicare. They are obsessed with reducing the deficit, but for some reason, they are violently opposed to restoring the tax rates for wealthy taxpayers that existed at the time of the Clinton Administration.

It seems clear that the Republicans feel beholden to the fabulously wealthy fat cats who finance their campaigns. Meanwhile, the ordinary Republican voters seem oblivious to the fact that many of the Republicans in Congress are willing to sacrifice the economy of this country by letting it go into default. And they are willing to sacrifice the senior citizens of this country by allowing the stoppage of payments of social security and Medicare.

Saturday, July 9, 2011

Jesus and Atheism

While atheists universally deny that Jesus was God or the Son of God, I think that there is room for acknowledging that he must have been a very good man and that his teachings represent the highest moral and ethical aspirations of man. In my book, "The Case Against God; A Lawyer Examines the Evidence," I discuss the fact that Jesus was nothing more than a Jewish holy man who taught traditional Jewish teachings and who had no intention of describing himself as a God or Son of God. He did not intend to form a new church or to go contrary to the laws of Judaism. He was most likely a Pharisee who conveyed the teaching of Hillel, the Pharisee sage. We cannot accept the apotheosis and sanctifying of Jesus by later writers and churchmen.

Nevertheless, the picture of Jesus presented to us is a beautiful one. This cannot be explained solely by the embellishment of his image by churches and clerics. Much of it must stem from the man who actually lived in Israel over 2000 years ago. Scholars believe that many of the quotes of Jesus set forth in the New Testament were actually spoken by the real Jesus. Prior to the writing of the New Testament there apparently were a set of sayings called the “Q source” which were picked-up by the evangelists who wrote the canonical Bible.

Even if we consider that some of the stories about Jesus may have been added by later writers, we must admit that the picture painted of Jesus reflects the highest form of human ethics. Ludwig Feuerbach said that our ideas of God are merely a reflection of the highest human ideals. To a certain extent this is obviously true of our picture of Jesus. But it says something good about man. With all of our evil, cruelty, greed, and selfishness, we were able to imagine a Man/God who flowed with the goodness, kindness, love, charity, and sense of sacrifice that all humans admire. One writer described Jesus as a “sweet soul.”

It is helpful to think about things he probably said to his followers. He probably emphasized the idea of loving your neighbor. This was an ancient Jewish teaching. It is one of the hardest things anybody can do, but it is a lofty goal. It humanizes us more than almost any other thing. He probably told his followers to turn the other cheek, to feed the hungry and clothe the naked, to bless the poor and the meek and the peacemakers, to avoid self righteousness, and to show mercy. He probably gave the Sermon on the Mount. He probably told a crowd that he who is without sin should throw the first stone at the woman caught in adultery.

His kindness and goodness seems to have been abandoned by a Church that burned heretics in the Inquisition and waged crusades and wars against those who did not share the Church’s teaching. It is certainly lost on those today who practice the theology of anger, resentment, bigotry, sanctimoniousness, and self-righteousness. The New Testament describes a man who was kind and loving. He obviously loved children. He ate with sinners and forgave their sins. He obviously enjoyed a party and drank wine. He seems like somebody who laughed and enjoyed a joke. He even got angry and cursed a barren fig tree. He obviously rejected hypocrisy and false piety. I have no doubt that he would have been appalled by the strict Puritanism of many of the Protestant sects. I have no doubt that he would have been appalled at the great wealth and pomp of the Catholic Church. I have no doubt that he would have been appalled by monasticism in all its forms. I believe that he would have been devastated by and wept at the molestation of little children by members of the clergy.

I also have no doubt that Jesus would have glowed with pleasure at the kindness of many people today. He would have loved the people who dedicate their lives to helping others, who are kind and merciful, who stand for peace, who are filled with love for their fellow man. In the novel "Let the Great World Spin," by Colum McCann, the main character is a man from Ireland who becomes a brother and goes to live among the pimps and prostitutes of the lower Bronx in New York. He does not judge these poor sad women or preach to them. He helps them. What would Jesus think of this saint? One reads every day about saints like the character described by McCann. Their aim is to make life better for others, and to live in the image of Jesus.

As an atheist, I cannot believe in Jesus as some divine Son of God who created the universe and fills the air around us with his presence. But I do believe that the Jesus who actually lived and the Jesus we have created is a great man, an ideal human, someone to be imitated.